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 Chris has 1 job listed on their profilechris van kooten  There are 6 professionals named "Chris Van Kooten", who use LinkedIn to exchange information, ideas, and opportunities

87 FOUL FOUL 10: Tristan Bunke: FR-1: Neosho County CC: 10. Fax: 416-849-4555. Hayes Lewis works as a District Director-Mid Atlantic at Allianz Global Assistance, which is an Insurance company with an estimated 800 employees; and founded in 1988. Great place to work. Chris Van Kooten Mathematics at University of Waterloo 5. This button displays the currently selected search type. Chris A Vankooten, age 46 Search. Allianz Global Assistance has announced the appointment of Chris Van Kooten as its new Chief Executive Officer, effective immediately. applied new combined countervailing (CV) and anti-dumping (AD) duties of 8. Join Facebook to connect with Christopher van Koot and others you may know. Exciting news! I've just registered for FutureIT Toronto happening on September 26. Mathematics Department 5. November 19, 2014. Facebook gives people the power to share. co. Speed up hiring of top talents. See Photos. View the profiles of professionals named "Chris Van Kooten" on LinkedIn. january 2019. See Photos. Allianz Global Assistance Canada’s Post. - high stress environment due to emergent nature of the role (arranging emergency medical transportation) - the compensation did not match the level of. Chris Van Kooten has an Actuarial Science degree from University of Waterloo in 2004 and a Master of Business Administration from University of Western Ontario - Richard Ivey School of Business in 2017. Van Kooten brings extensive insurance industry experience to his new position, having held executive leadership roles with a number of well-respected Canadian companies. Get Chris Van Kooten's email, phone, and more. 700 Jamieson Pkwy, Cambridge, Ontario, N3C 4N6, Canada. . Chris Van Kerckhoven. Immediately prior. Van Kooten brings extensive insurance industry experience to his new position, having held executive leadership roles with a number of well-respected Canadian companies. View the profiles of people named Chris Van Kooten. View Chris van Kooten results in Pennsylvania (PA) including current phone number, address, relatives, background check report, and property record with Whitepages. The new plan will be offered at no additional cost to customers booking with Air Canada Vacations and it’s designed to cover emergency medical and quarantine expenses if COVID-19 is contracted while travelling. Rick Van Kooten Executive Dean, College of Arts & Sciences at Indiana University Bloomington. Dearly loved wife of the late Bill. , MBA Chief Executive Officer 3y Edited"Taking Care of Your Clients Every Step of the Way. co. Chris van Koerten. 5" 11. Allianz Global Assistance has appointed Chris Van Kooten as chief executive officer (CEO). According to Chris Van Kooten, Economical’s Chief Underwriting Officer, the key to the simplicity of the interface from the consumer’s perspective is the investment the company has made in a data hub. Questions and parts of some solutions have been taken from material copyrighted by the Casualty Actuarial Society. He was born on September 12, 1999 to Brent and Robyn York in Stuttgart, Germany. Facebook gives people the power. Travel insurance and assistance provider Allianz Global Assistance Canada (AGAC) has appointed Chris Van Kooten as chief executive officer, effective immediately. 1 allianz-assistance. Search jobs. Allianz Global Assistance Canada in Moses Lake, WA Expand search. . Good luck on. "As Canadians look forward to travelling again, safety while abroad is top of mind for travellers more than ever before," said Chris Van Kooten, Chief Executive Officer at Allianz Global Assistance. View Contact Info for Free. For our younger children (3 and under) we offer a nursery during the worship service. Learn about Allianz Partners Cambridge, ON office. Jeff Hyman. Unlimited sales users for $299. There's an issue and the page could not be loaded. Reporting to Ms. Begon in 1973 samen met Jan Chris van Kooten het Roemeense orkest "Lautarii". Happy Sports Monique Lubbers. View Chris Van Kooten results in Ohio (OH) including current phone number, address, relatives, background check report, and property record with Whitepages. 00 Christopher Pugh $20. Private Subsidiary of Allianz group. . Features . . Read the article below to learn. Check out our CEO Chris Van Kooten and COO Kyle Sparkman's new article in Canadian Underwriter where they dive into the new era of travel insurance and how we support our broker partners and their. nz Club Captain John Christini 753 2216 or 027 676 3600. Join Facebook to connect with Chri Kooten and others you may know. This remarkable one-day conference offers invaluable insights…If you love children and feel called to serve by taking care of our little lambs, please contact Chris Van Kooten. Travel insurance and assistance provider Allianz Global Assistance Canada (AGAC) has appointed Chris Van Kooten as chief executive officer, effective immediately. People with the name include: Cees van Kooten (1948–2015), Dutch professional football player and manager; Kees van Kooten (born. President & Chief Executive Officer at Allianz Global Assistance. S. azga insurance agency canada ltd. Allianz Global Assistance has appointed Chris Van Kooten as chief executive officer (CEO), effective immediately. In this role, Van Kooten is responsible for oversight of all operations f Read More. 49m 34' 5" 10. Van Kooten brings extensive insurance industry experience to his new position, having held. Chris Vankooten. Chris Van Kooten is CEO:Canada at Allianz Global Assistance International SA. In international cinema, she is best known for the 2003 Dutch/US co. Air Canada Vacations announced today that a COVID-19 Coverage and Assistance Plan, administered by Allianz Global Assistance, will be offered at no additional cost to customers booking withChris Van Kooten | Ministry Development | chris@otleychurch. Agenda Business Session Sean Russell, Swiss Re – Energing Risk Charles Pare and David MacDonald, St Paul Travelers - The Challenges of Medium to Large Sized Commercial Insurance Risks Sean Russell, Swiss Re – Reinsurance Pricing Slideshow. Log In. 3. Back Submit. @article{osti_1332187, title = {Working Group Report: Higgs Boson}, author = {Dawson, Sally and Gritsan, Andrei and Logan, Heather and Qian, Jianming and Tully, Chris and Van Kooten, Rick}, abstractNote = {This report summarizes the work of the Energy Frontier Higgs Boson working group of the 2013 Community Summer Study (Snowmass). See Photos. John Van Kooten Obituary. She studied screenwriting at the Film Academy in Holland, but dropped out in the first year. With a robust skill set that includes Actuarial Science, Pricing, Property & Casualty Insurance, Insurance, General Insurance and more, Chris Van Kooten contributes valuable insights to the industry. MTL Based Wingbuddy Celebrates its 10th Anniversary. Adams. Chris Van Kooten, Chief Executive Officer for Allianz Global Assistance, added: “We are very pleased to have Lucy join our Canadian executive team as Chief Sales Officer. There are 6 professionals named "Chris Van Kooten", who use LinkedIn to exchange information, ideas, and opportunities. Search Portal. In recent years, he held actuarial roles with increasing. How many people are employed at PT Aica Mugi Indonesia? 14 people are employed at PT Aica Mugi Indonesia. Select the best result to find their address, phone number, relatives, and public records. Allianz Global Assistance's CEO is Chris Van Kooten Who is the CFO of Allianz Global Assistance? Allianz Global Assistance's CFO is Premlata Premlata How do I contact Allianz Global Assistance? Allianz Global Assistance contact info: Phone number: (800) 461-1079 Website: What does Allianz Global Assistance. October 4, 2018. travelers. Facebook. View Alex Kerr's business profile as Process Support Engineer at AICA. 5 M. Donate to charityFemke Merel van Kooten-Arissen: 0. travelers. 00 James Wood Unavailable by Donor Request Jennifer Savage $10. as of 1/28/2019 2:12:49 PM National TFRI Current Summary USTFCCCA NJCAA Indoor Track and Field MEN — 2019 Week #2, January 30 D denotes multiple-event rule in affect Only thoseHet programma van de zomer van 2015 in het Slottuintheater, het openluchttheater in de tuin van Slot Zeist. Friek Herfst. Please know that you are in our thoughts and prayers. Christiaan [Chris] van Kooten was born on month day 1912, in birth place, to Barend van Kooten and Alida Barendina Frederika van Kooten (born Guichenon de Chastillon). View Contact Info for Free. Kitchener, ON (Nov. . Adams. On December 11, 2008, he was adopted by Sherwin Van Kooten. When they choose to travel under a level 3 travel advisory, we want to ensure they do so safely and responsibly. Rajesh Kirti. “This is direct insurance reimagined, with a focus on the customer experience,” explains Chris Van Kooten, Senior Vice-President and Chief Underwriting Officer, Economical Insurance. Economics of the Arctic and sub-Arctic. Key Employees of Allianz Global Assistance. 06 Jun, 2008 - 25-29 Male AG Sprint - 01:16:57. Van Kooten. Van Kooten brings extensive insurance industry experience to the role, having held executive leadership roles with a number of well-respected Canadian companies. Our CEO Chris Van Kooten shared insights into the world of travel and how it's the next big opportunity for insurance brokers in Insurance Business Canada Magazine. com. Search Portal. Kooten, FCAS, FCIA to reflect the 2015 syllabus material and 2014 CAS Exam 9 with one exception. They have also studied at University of Waterloo : Kevin Salvadori - Meta Platforms. 0 (1) Experiences. non for me so far. Chris Van Kooten is currently President and Chief Executive Officer at Allianz Global Assistance Canada - View - Allianz Global Assistance Canada org chart. Pay Setting. Kim van Kooten (born 26 January 1974 in Purmerend, North Holland) is a Dutch actress and screenwriter. View Chris van Kooten results in Washington (WA) including current phone number, address, relatives, background check report, and property record with Whitepages. Kathleen Evenhouse Author and Speaker Pella, IA. When they choose to travel under a level 3 travel advisory, we want to ensure they do so safely and responsibly. See reviews, salaries & interviews from Allianz Partners employees in Cambridge, ON. m. Erik Asscher. Chris is a Fellow of the Canadian Institute of Actuaries and Fellow of the Casualty Actuarial Society. View Chris van Kooten results in Montana (MT) including current phone number, address, relatives, background check report, and property record with Whitepages. "As Canadians look forward to travelling again, safety while abroad is top of mind for travellers more than ever before," said Chris Van Kooten, Chief Executive Officer at Allianz Global. 87m 38' 11. and Mrs. View Chris Van Kooten results in Midland, MI including current phone number, address, relatives, background check report, and property record with Whitepages. Log in or sign up for Facebook to connect with friends, family and people you know. 49 FOUL FOUL. 87 FOUL FOUL 10: Tristan Bunke: FR-1: Neosho County CC: 10. Company CEO, Chris Van Kooten, said: “We are very pleased to have Lucy join our Canadian executive team as Chief Sales Officer. Canadian customers will gain access to Allianz’ products starting Jan. 2 billion in assets as at September 30, 2014. Hij was van 1982 tot 2009 medewerker van het Internationaal Danstheater te Amsterdam. Wapen van Zandvoort is listening to van Kooten jazz combo at Wapen van Zandvoort. Van Kooten's background, education and insurance providers. See the complete profile on LinkedIn and discover Chris’ connections and jobs at similar companies. view full results. Facebook gives people the power. View Chris van Kooten results in Alabama (AL) including current phone number, address, relatives, background check report, and property record with Whitepages. PhD Students: Name (LAST, First) Research Interests. 00 Kathryn Yorga $35. 93. nz Treasurer Chris Smith 758 2826 or 029 770 2510 treasurer@inglewoodgolf. 5, 2018) – Allianz Global Assistance, a leading Canadian travel insurance and assistance provider, has appointed Chris Van Kooten as Chief Executive Officer (CEO), effective immediately. Select the best result to find their address, phone number, relatives, and public. Email or phone: Password: Forgot account? People named Chris van Koot. In 1939, his family moved to Morrison, Illinois. View Contact Info for Free. See All Photos. “We are very pleased to have Lucy join our Canadian executive team as Chief Sales Officer,” said Chris Van Kooten, Chief Executive Officer for Allianz Global Assistance. . View Kyle Van Kooten’s profile on LinkedIn, the world’s largest professional community. “As travellers look. Alle voorstellingen zijn gratis. Hanny Bootsma. "Chris always comes to work and leaves work with a positive. Air Canada Vacations is now offering a COVID-19 Coverage and Assistance Plan, administered by Allianz Global Assistance. · September 2, 2018 · Zandvoort, Netherlands · Shared with PublicNeed a logo? I ensure that your company looks distinctive and professional. According to ZoomInfo records, Terry MacAllister`s professional experience began in 2003. allianz global assistance. Check out our CEO Chris Van Kooten and COO Kyle Sparkman's new article in Canadian Underwriter where they dive into the new era of travel insurance… Liked by Neeraj Nachnani, FCAS, FCIA. Activity bags include coloring pages, books, crayons, and other activities. 5. Half-marathon, 10km and 5km results 2016-10-03 - . He was born on September 12, 1999 to Brent and Robyn York in Stuttgart, Germany. Allianz Global Assistance Employee Directory. Facebook gives people the power to share and makes the world more. Plant a tree in memory. Join to view full profile. Chris van Korven. . See more ideas about skits, christian skits, church youth. 700 Johnston Street Otley, IA 50214. Find an obituary, get service details, leave condolence messages or send flowers or gifts in memory of a loved one. A world leader in travel insurance and assistance services. Keri Jones-Davies (GBR) 10:35:33. Name & Title Social Contact Info; Marissa Lauder. The center began operation on August 15, 1996, at 808 1/2 Washington. Barend passed away in After 1909, at age 17 in death place. Join Facebook to connect with Chris Văn Kooten and others you may know. CEO Approval. Gijs Kummeling. ”View the profiles of people named Krauss Kooten. Last Name. Ministry Development Coordinator. Chris-Anne van Kooten Freelance Projectmanager 5d Report this post Report Report. Bill passed away peacefully at Trevellyn, Hamilton on the evening of Thursday 30 December 2010 aged 83 years. See Photos. General Manager . 3, 2022, at her residence in The Cottages in Pella. Check out all Allianz Partners jobs. As a consumer enters information online about her/his property, the hub analyses data from various external databases. Read More. Chris Van Kooten Chris joined Guy Carpenter in September of 2016 as a Managing Director and member of GC Canada’s Leadership Team. Our CEO Chris Van Kooten shared insights into the world of travel and how it's the next big opportunity for insurance brokers in Insurance Business Canada Magazine. Recommend. He was 91 years old. While technological investments pave the way for more innovation at Allianz, client-centricity always…Maura Renardel de L Wouter Boswinkel Etienne Weeda Philip de Liagre Bohl Edwin Boiten Karin van den Akker Monique Levin snijder Ralph van Hof Hein de Visser Caroline Mahutte Jochem Dragt Ger de. 00 Darlia Cale $50. co. View Test Prep - ACTSC_463_Course_Outline_F13 from ACTSC 463 at University of Waterloo. Category:Get the details of Suzanne Valicenti's business profile including email address, phone number, work history and more. I have updated the manual originally written by Peter J. Read the. Professor Van Kooten's Top Tags. Overview. Chris Van Koote of Economical Insurance is part of the Insurance Business Canada's Young Guns 2016. Search jobs. They are reproduced in this study manual with the permission. Begravenisondernemer 2 episodes, 2020 Mark Kraan 2 episodes, 2020 Arnost Kraus. 312 likes. Linda received a Bachelor of Science degree from. Kim Van Kooten was an actress who had a successful Hollywood career. “Canadians are eager to get back to traveling, but they are more worried than ever about their safety abroad,” said Allianz executive director Chris Van Kooten. Half-marathon, 10km and 5km results 2016-10-03 - . Username. Chrisvankooten Chrisvankooten is on Facebook. By Chris Van Kooten - General Manager. Guembel finished second (4:03:36), and Kitchener’s Chris Van Kooten rounded out the top three (4:10:24). Sales Associate. View the profiles of people named Chri Kooten. Terry MacAllister Work Experience and Education. Supervisor (s) ENNS, Sara. Manager, Marketing at Marys Pizza Shack. S. Lisa Callaghan MSc. Lisa Callaghan MSc. 05% (0 seats) 19 22 LEF – For the New Generation: LEF:. Chris has 1 job listed on their profile. She plans and coordinates programing for the children and. Learn more about Dr. Work Biography for Joseph Russo, Allianz Global Assistance. See reviews, salaries & interviews from Allianz Partners employees in Cambridge, ON. During a 15-year career in financial services, Chris has gained vast experience through leadership of actuarial, product, underwriting and analytics functions and is knowledgeable in both broker and direct primary. Ironman Races - Ironman UK Triathlon 2011 - Results Men. Geert Winter. Barend van Kooten, 1891 - 1909. Travel insurance and assistance provider Allianz Global Assistance Canada (AGAC) has appointed Chris Van Kooten as chief executive officer, effective immediately. org (641) 627-5021. Thank you Professor Anh Le for inviting Susan…If you would like to pass out candy/treats/prizes, please contact Chris Van Kooten. Join Facebook to connect with Chris Vankooten and others you may know. Join Facebook to connect with Chris Vân Kooten and others you may know. Elisabeth Schoch. . Chris Van Kerckhoven. Interment was in Sully Cemetery. Obituary. Chris cares for our children from birth to high school. View Chris Van Kooten results in Oshkosh, WI including current phone number, address, relatives, background check report, and property record with Whitepages. Van Kooten, coming to Florida with his family in 1974. Joseph Russo works as a Director, Sales & Business Development at Allianz Global Assistance, which is an Insurance company with an estimated 713 employees; and founded in 1988. Hij maakt deel uit van het trio: Twee Violen en een Bas samen met Niki Jansen viool en Jos Koning eveneens viool. Check out our CEO Chris Van Kooten and COO Kyle Sparkman's new article in Canadian Underwriter where they dive into the new era of travel insurance… Liked by Neeraj Nachnani, FCAS, FCIA. Her brother is the actor and singer Kasper van Kooten. Join Facebook to connect with Chris VanKoppen and others you may know. Phone Email. Sue Nowak works as a Software Quality Assurance Analyst at Allianz Global Assistance, which is an Insurance company with an estimated 688 employees; and founded in 1988. Join the hottest conversation with your colleagues anonymously. Clarine. Reveal for Free. Chris Van Kooten, based in Toronto, ON, CA, is currently a President and CEO at Allianz Global Assistance Canada, bringing experience from previous roles at University of. Kooten, FCAS, FCIA. Dr. Sales. Last Update. View contact information: phones, addresses, emails and networks. 15:50. Klasgenoot Chris 2 episodes, 2020 Suus van Dort Chris Van Kooten. Christian van Kooten. Allianz Global Assistance has appointed Chris Van Kooten as chief executive officer (CEO), effective immediately. Office Address (HQ)My team continues to grow! An amazing opportunities to drive and be accountable for building the future experience of travel insurance! All great candidates &…Allianz Global Assistance Canada | 3,430 followers on LinkedIn. travelers. Insurance Brokers. Allianz Global Assistance Canada in Moses Lake, WA Expand search. Find your friends on Facebook. 08 NOV 2018: Allianz Global Assistance, a Canadian travel insurance and assistance provider, has appointed Chris Van Kooten as chief executive officer, effective immediately. Monday, at St. Mathematics University of Waterloo. Want wat kun je doen met bomen en groen? In deze video van #EenGezondLeisureklimaat…Chris-Anne van Kooten Freelance Projectmanager 4y Edited Report this post Vandaag vonden een aantal partnerbijeenkomsten van House of Leisure plaats. 00 Alfred John Menezes; 5. Email or phone: Password: Forgot account? People named Chris van Koot. Chris van Korven. m. Allianz Global Assistance Canada and Virtuoso are joining hands. Rajshekhar Koot. View Chris Van Kooten’s profile on LinkedIn, the world’s largest professional community. Good luck on. Currently a Managing Director with Guy Carpenter Canada, which he joined in September of 2016. Karen Gavan, president and CEO of Economical Insurance, is pleased to announce the appointment of Chris Van Kooten as Senior Vice-President and Chief Underwriting Officer. Check out our CEO Chris Van Kooten and COO Kyle Sparkman's new article in Canadian Underwriter where they dive into the new era of travel insurance and how we…View the profiles of people named Chris VanKoppen. View Tanya Hasenpflug's business profile as Account Manager at Allianz Global Assistance. Thank you to all of today’s speakers for the valuable insights and discussions - Mike Delorme, Amber Mac, Rosie Lucifero (she/her), Chris Van Kooten, Elliott Draga, Mukul Ahuja and Bradley W. Reload page. Search Stratford obituaries and condolences, hosted by Echovita. Erik van der Velde. As one of the world’s largest travel companies, Flight Centre is dedicated to. See Chris Van Kooten's compensation, career history, education, & memberships. Members. Employees . Reporting to Ms. ( 2019-09-27) –. Van Kooten brings extensive insurance industry experience to his new position, having held executive leadership roles with a number of well-respected Canadian companies. Chris Pickles Account Manager at O'Regan's Automotive Group Halifax, NS. Chris Van Kooten is CEO:Canada at Allianz Global Assistance International SA. See Photos. 00 Assumption Life $1,500. Chris Van Koerten. Allianz Global Assistance has appointed Chris Van Kooten as chief executive officer (CEO), effective immediately. Facebook gives people the. Business Outlook. View Chris Van Kooten results in Sandy, UT including current phone number, address, relatives, background check report, and property record with Whitepages. , their management level is Director. In April of 2002, we moved to our current location of 722 Broadway. Chris Van Kooten . Air Canada Vacations' customers can once again travel with confidence and enjoy their holiday to the fullest with peace of mind about Covid-19 related medical. Here in Canada, we #StandWithUkraine. Redefine the work of leadership. Name * First Name. Summary . "The COVID-19 Coverage and Assistance Plan aims to ease this uncertainty for Flight Centre customers booking a Flight Centre holiday and we're. c***@uwaterloo. David Brosnan . Christopher G Vanleuven . See the complete profile on LinkedIn and discover Chris. Read the article below to learn. ” “When it comes to travel insurance, the selling process for brokers should be easy, accessible and convenient,” said Chris Van Kooten (pictured), CEO of Allianz Global Assistance Canada. 700 Johnston Street. 0 (1) Anonymous 06/28/2017. In the eight years Chris Van Kooten has been with Economical Insurance, he has risen through the ranks of one of Canada’s largest P&C insurance companies from vice-president to SVP and chief. Find contact's direct phone number, email address, work history, and more. The number of employees ranges from 100 to 250. 1 allianz-assistance. Funeral services were held Monday, Aug. View Chris Van Kooten’s profile on LinkedIn, the world’s largest professional community. ca allianz-assistance. Waterloo, Ont. Chief Financial Officer (India, South, East, Asia) Phone Email. Teacher . co. Chris Van Kooten Children & Youth Curriculum Director at Otley Reformed Church Pella, IA. 5 Ratings. . edu. nz Secretary Clare Vale 020 406 547 55 [email protected] are 6 professionals named "Chris Van Kooten", who use LinkedIn to exchange information, ideas, and opportunities. Schmidt (nee Stolz), 98, formerly of Des Plaines for 47 years, will be celebrated at 11 a. View Chris Van Kooten results in Hampshire, IL including current phone number, address, relatives, background check report, and property record with Whitepages. What are your colleagues talking about? Find your exclusive Company Bowl on Community. lead tomorrow. Work Biography for Katharine O'Neill, Allianz Global Assistance. ca. As a seasoned strategic leader with an impressive range of insurance industry expertise, Lucy is well positioned to enhance the value we bring to our strategic partners, while building new relationships to drive. Reveal for Free. Pros. Chris joined Guy Carpenter in September of 2016 as a Managing Director and member of GC Canada’s Leadership Team. , MBA’S Post Lisa Callaghan MSc. He was a student at Lewis-Palmer High School. 1988. Nieuwbouw, verbouw, renovatieRelated: Economical Insurance to launch direct channel sometime in 2016 “This is direct insurance re-imagined, with a focus on the customer experience,” Chris Van Kooten (pictured right. Daar istie! Het mooie resultaat van de film over Groen op je bedrijf. Kitchener Ontario. “As a seasoned. Van Kooten brings extensive. Join Facebook to connect with Chris Van Kooten and others you may know. Tour Operator. Thank you to all of today’s speakers for the valuable insights and discussions - Mike Delorme, Amber Mac, Rosie Lucifero (she/her), Chris Van Kooten, Elliott Draga, Mukul Ahuja and Bradley W. Send Sympathy Card. Jobs People LearningOn the importance of travel insurance during this time, Chris Van Kooten, Chief Executive Officer at Allianz Global Assistance, said: “COVID-19 has created a lot of uncertainty for Canadians. 2008 Vancouver BG Triathlon World Championships. 800. 5, 2018) – Allianz Global Assistance, a leading Canadian travel insurance and assistance provider, has. When Henk Krol left 50+ on 6 May 2020, he and Van Kooten-Arissen briefly formed a parliamentary group, but split on 8 August 2020. 00 Balvinder Gill $100. David Van Kooten, MD is an Otolaryngologist. Inhoud. Mayssa Rifai, vice-president, Quebec Region Dan Spears, vice-president, Atlantic Region Chris Van Kooten, vice-president, pricing Wayne Edwards, vice-president, corporate actuarial. and Economical Insurance.